TERMS OF USE AND LEGAL DISCLAIMER
Version: 1.0
July 20, 2026
These Terms of Use ("Terms") regulate the legal rights and obligations between Dataconnecta (hereinafter referred to as the "Platform") and the users ("User") who visit and utilize all websites, Finly Analytica, Finly AI and related digital services offered by the Platform. By visiting or using the Platform, you declare that you have read, understood, and fully accepted these terms, including the legal disclaimers. If you do not agree with the Terms, please do not use the Platform.
1. PARTIES AND SCOPE OF SERVICE
1.1.
This Platform operates under the Dataconnecta brand as a startup project that has not yet transitioned into a corporate legal entity (in the pre-incorporation phase).
1.2.
The Platform is a digital information platform providing financial data analysis compiled from publicly available and free sources (Finly Analytica) and offering an artificial intelligence-supported chat assistant service (Finly AI).
1.3.
To use the Platform, you must be at least 18 years of age. By accessing the Platform or registering as a member, you accept and declare that you are over 18 years old and possess the legal capacity to enter into this agreement.
2. NOT INVESTMENT ADVICE (CMB/SPK MANDATORY WARNING)
2.1.
The investment information, comments, and recommendations contained herein are not within the scope of investment advisory services. Investment advisory services are provided within the framework of an investment advisory agreement to be signed between brokerage firms, portfolio management companies, non-deposit-taking banks, and the client. The comments and recommendations herein are based on the personal opinions of those making the comments and recommendations or on the statistical outputs generated by artificial intelligence algorithms. These opinions may not be suitable for your financial situation and risk and return preferences. Therefore, making an investment decision based solely on the information contained herein may not yield results that meet your expectations.
2.2.
The Platform is in no way a brokerage firm, investment advisory firm, or portfolio management company licensed by the Capital Markets Board (CMB/SPK). No content on the site constitutes a buy-sell signal, portfolio recommendation, or financial advisory service.
2.3.
Users are exclusively responsible for any financial decisions, such as buying or selling, made based on the data and AI outputs on the Platform, and for any direct or indirect losses that may arise. Dataconnecta cannot be held liable in any way for financial or moral losses resulting from these decisions.
3. DATA ACCURACY, DELAYED DATA, AND AI LIMITATIONS
3.1.
Delayed Data: The prices, ratios, charts, financial statements, and all other data presented via Finly Analytica are compiled from publicly available and free sources on the internet (via web scraping and open APIs). Because the Platform does not hold an official data distribution license, the data provided is NOT IN REAL-TIME. Delays, technical disconnections, omissions, calculation errors, or formatting issues originating from the source site may occur in the data.
3.2.
Non-Trading Declaration: Users must not execute trades using the data on Finly Analytica as a reference. You must use licensed data distributors and official brokerage firms for real-time trading and investment decisions. Dataconnecta makes no warranties regarding the accuracy, uninterrupted operation, timeliness, or completeness of the data provided.
3.3.
Finly AI Limitations: Finly AI is an experimental chat assistant utilizing large language models (LLMs). Due to the nature of AI technology, the system may generate inaccurate, misleading, or factually incorrect ("hallucinated") outputs. Finly AI may make logical errors when interpreting financial data. No response provided by Finly AI can be considered as financial advice, tax consultancy, or legal guidance. Users are obligated to verify the responses provided by Finly AI through official and authoritative sources.
4. PORTFOLIO TRACKING TOOL
4.1.
The portfolio creation, asset addition, and tracking features offered within the Platform are virtual recording and simulation tools designed strictly for users to personally monitor their investments or assets of interest.
4.2.
Under no circumstances can real buy-sell orders (order routing) be transmitted to stock exchanges, banks, or brokerage firms using the data entered by users into these modules.
4.3.
Dataconnecta is not an exchange or a trading platform that holds users' balances or funds. The user is solely responsible for the up-to-dateness of the data entered into the portfolio section and the outcomes of any personal budget/return calculations made using this data.
5. EDITORIAL AND ALGORITHMIC INDEPENDENCE (ADVERTISING POLICY)
5.1.
The Platform may feature sponsorship areas or advertising banners belonging to institutions and brands with fixed agreements.
5.2.
These commercial partnerships and advertisements do not influence Finly Analytica's algorithms or Finly AI's responses under any circumstances. Our Platform maintains full editorial, data, and algorithmic independence. Content outside of advertising spaces is not created under the suggestion or direction of any institution. The Platform does not offer a guarantee or vouch for the quality, reliability, or return of the advertisers' products or services.
6. INTELLECTUAL PROPERTY RIGHTS
6.1.
All intellectual property rights concerning the Platform's design, software infrastructure, interface, brand, logo, domain name, and the proprietary analysis templates provided belong to Dataconnecta.
6.2.
Users may not copy the data on the Platform for commercial purposes, publish it in bulk on another website, conduct reverse engineering, or engage in actions that threaten the system's security.
6.3.
In the event of malicious use, reverse engineering, actions threatening the security of the platform, or any violation of these Terms, Dataconnecta reserves the unilateral right to suspend, freeze, or permanently delete the relevant user's account without prior notice.
7. PRIVACY AND DATA SECURITY
7.1.
Third-party tracking cookies (e.g., Google AdSense) are not used on the Platform. Advertisements are managed through direct fixed agreements, and users' personal data is strictly not shared with advertisers.
7.2.
Conversations and correspondences conducted with Finly AI may be stored to improve service quality and optimize the system. Users must not enter sensitive/confidential personal data such as National Identity Numbers, bank passwords, or account numbers into the chat interface. The risks arising from the entry of such data belong entirely to the user.
8. SUBSCRIPTIONS, CANCELLATION, AND NO REFUND POLICY
8.1.
No Refunds (Waiver of Right of Withdrawal): Dataconnecta is a digital SaaS (Software as a Service) product. Due to the immediate delivery and execution of the digital service upon payment, standard withdrawal rights (cooling-off periods) do not apply. All subscription fees collected—including partial usage or forgotten renewals—are strictly non-refundable.
8.2.
Cancellation: Users have the right to cancel their active subscriptions at any time. Upon cancellation, the user will continue to have access to the Platform until the end of their current billing cycle. No further charges will be applied for the subsequent billing periods.
8.2.
Annual Plan Early Cancellation: Annual subscription plans are offered at a specially discounted rate in exchange for a 12-month commitment. If a user decides to cancel an annual subscription early (before the 12-month period expires), the past months during which the service was used will be recalculated based on the standard, non-discounted monthly rate. This recalculated amount will be deducted from the initial upfront annual payment, and only the remaining balance (if any) will be refunded. If the cost of the used months at the non-discounted rate exceeds the annual fee paid, no refund will be issued.
9. CONTINUITY OF SERVICE AND RIGHT TO MODIFY
9.1.
Dataconnecta reserves the right to temporarily suspend, modify, terminate, or block access to the Platform's services at any time without prior notice.
9.2.
Since the Platform is a startup project in the beta (testing) phase, service interruptions may occur due to technical infrastructure updates or changes in data sources.
10. ENFORCEMENT AND DISPUTE RESOLUTION
10.1.
These Terms of Use enter into force the moment they are published on the Platform.
10.2.
The laws of the Republic of Turkey shall apply to the resolution of any disputes that may arise from the implementation and interpretation of these terms, and the relevant courts and enforcement offices shall have jurisdiction.